Over Redemption / Contingency

Promotions and service offerings can be a valuable way to attract customers to your business, and our contingency products are designed to help you run these activities without the fear of a huge financial loss.  


Coverage Highlights:

  • Over-Redemption Cover
  • Meaningful Limits
  • Bespoke Underwriting
  • Exceptional Service Levels

Optional Extras:

Our policy can be tailored to offer either a traditional deductible or a one-off fixed fee 


Who's if for?

  • Agencies
  • Brands
  • Media owners
  • Retailers

What does it cover?

The unforeseen financial cost of promotions that produce a higher than expected response rate from consumers, including:

  • The cost of the consumer offer
  • The fulfilment of the consumer offer

Kinds of promotions covered include, but are not limited to: cashback offers, collector promotions, conditional rebates, coupons (paper and electronic), direct mail promotions, gift and store card programs, in-store promotions, instant win games, loyalty programs, money-back guarantees, and pre-paid credit cards.