Kidnap & Ransom Insurance (K&R)

Businesses with operations in traditionally high risk countries are no longer alone in their need for kidnap and ransom coverage. In fact, the changing nature of political and electronic threats means that businesses and travellers everywhere can now encounter problems. Our K&R policy addresses these threats clearly and concisely, can be tailored for a wide range of companies or individuals, and comes with a global 24/7 incident response hotline, ensuring fast and reliable support from your pre-selected security consultant. 

Coverage Highlights:

• 24/7 Access to Expert Response Consultants
• Comprehensive Legal and Expense Cover
• Cyber Extortion
• Extended Personal Accident Benefit
• Tailored Cover and Endorsements Available

Who's if for?

Anyone with overseas exposure, travel or with permanent operations in countries with a medium to high exposure of kidnapping or extortion.

• Manufacturers and construction companies
• Oil & gas
• Educational institutions
• Healthcare institutions
• Leisure, hotels and entertainment industries
• Media and technology companies
• Professional service companies
• Public sector companies
• Retailers and wholesalers
• Transportation companies
• Sports teams and organisations
• High profile individuals, HNWI and families
• Charities 

What Does it Cover?

• Ransom reimbursement
• Loss of ransom during transit
• Unlimited response consultant costs
• Additional expenses
• Legal liability
• Personal accident
• Kidnap and extortion
• Cyber extortion
• Wrongful detention
• Hijack and hostage crisis
• Disappearance investigation
• Single trips or annual policies 

Optional Extras:

• Emergency political evacuation and repatriation
• Express kidnap
• Threat and assault
• Business interruption
• Cyber extortion business interruption
• Tiger kidnap