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Commercial Insurance

Apartments

Artisan / Trade Contractors

Artisan / Trade Contractors

Habitational dwellings with five or more units.  Apartment buildings with one or multiple locations.


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Artisan / Trade Contractors

Artisan / Trade Contractors

Artisan / Trade Contractors

A comprehensive product available for over 40 eligible classes, ranging from Drywallers to HVAC, from Insulation to Plumbing, plus many more!

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Builder's Risk

Artisan / Trade Contractors

Concessionaires & Vendors

A comprehensive product available for new construction of individual dwellings and commercial projects.


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Concessionaires & Vendors

Convenience, Delicatessen and Grocery Store

Concessionaires & Vendors

Designed to accommodate the coverage and pricing needs for a wide variety of concessionaires and vendors.

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Contractor's Equipment

Convenience, Delicatessen and Grocery Store

Convenience, Delicatessen and Grocery Store

Designed to provide broad, all risk coverage of up to $1,000,000 total insured value for many types of equipment on an inland marine form.


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Convenience, Delicatessen and Grocery Store

Convenience, Delicatessen and Grocery Store

Convenience, Delicatessen and Grocery Store

Designed to accommodate the coverage and pricing needs for delicatessens, health and natural food stores or specialty grocery store owners.


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Fitness Centers

Houses of Worship

Fitness Centers

We are in great shape to handle your fitness center business! Eligible classes include aerobic studios, corporate fitness centers, independently owned fitness centers and franchised fitness centers. 

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Hospitality

Houses of Worship

Fitness Centers

 Designed for Bars, Restaurants, Fine-dining and Fast Food including establishments with up to 75% liquor receipts.


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Houses of Worship

Houses of Worship

Houses of Worship

Designed to specialize in covering small community, start-ups, storefront or inner city operations for all types of religious faiths and denomination.

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Janitorial

Land Leased to Others

Houses of Worship

Designed to provide comprehensive coverage for the unique exposures faced by today’s residential and commercial contractors.

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Land Leased to Others

Land Leased to Others

Land Leased to Others

Designed for land leased to others for use in their business operations and the applicant does not have any operations on the land.


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Laundromat

Land Leased to Others

Land Leased to Others

Designed offering is a comprehensive coverage package to meet the diverse needs of risks operating within the Laundromat industry.

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Lessor's Risk / Building Ownership

Lessor's Risk / Building Ownership

Lessor's Risk / Building Ownership

 Designed to target applicants seeking to cover a lessor’s risk exposure. Buildings are not required to be 100% leased.


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Main Street Mercantile

Lessor's Risk / Building Ownership

Lessor's Risk / Building Ownership

Designed to more than 70 classes of business from antique stores to florists and bakeries to art galleries.


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Rented Dwellings

Lessor's Risk / Building Ownership

Residential Condominium / Strata Investors

Designed for tenant-occupied 1-4 family dwellings or owner-occupied 2-4 family dwellings.


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Residential Condominium / Strata Investors

Residential Condominium / Strata Investors

Residential Condominium / Strata Investors

Designed for the coverage needs of the individual or corporate investor that owns residential condominium units – leasing them to others.

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Special Events

Residential Condominium / Strata Investors

Specialty Educators

General liability and/or liquor liability for one-day, multi-day or annual event policies. We can consider over 100 event types including competitions, conventions and trade shows, parties, festivals, parades, musical performances, picnics, sporting events, fundraisers, rodeos, tournaments and many more.

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Specialty Educators

Residential Condominium / Strata Investors

Specialty Educators

Designed for art teachers to in-home tutors and exercise instructors.  This product is designed to protect those training and educating other people.

Package including professional liability on almost all classes!



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The Office Product

Vacant or Partially Vacant Buildings

Truckers General Liability

This product provides a comprehensive bundle of coverages for over 50 specific office classes such as accountants, advertising agencies, answering services, draftsmen, insurance agencies, medical offices, real estate offices, telemarketers, ticket agencies and more.


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Truckers General Liability

Vacant or Partially Vacant Buildings

Truckers General Liability

Designed to be written as either monoline general liability or package and is designed to accommodate the coverage and pricing needs of a wide variety of trucking risks.





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Vacant or Partially Vacant Buildings

Vacant or Partially Vacant Buildings

Vacant or Partially Vacant Buildings

Completely unoccupied buildings and vacant buildings undergoing renovations or remodeling.  Vacant commercial and residential buildings, condominium units and rental space.  Coverage for contents and risks with renovations is also available with no restriction on length of vacancy.  Flexible policy terms of 3, 6, 9 or 12 months.

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Vacant Land

Vacant Land

Vacant or Partially Vacant Buildings

 Designed for land that is completely vacant, not leased to others and with no development or construction activities completed to develop the land.





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Weddings

Vacant Land

Weddings

  General Liability and/or Liquor Liability for Weddings.

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Catering Plus

Catering Plus

Catering Plus

  Designed for Banquet Halls, Bartending Services, Caterers and Concessionaires.



Phone: 877-529-4087

Inland Marine

Catering Plus

Catering Plus

 Designed to cover more than 50 classes of business, including ATM and vending machines, musical and scientific instruments and DJs, photographers and videographers.

Phone: 877-529-4087

Pet Care

Catering Plus

Premises Preferred

 Designed for pet day care and/or kennel operations with incidental pet product retail sales, pet training or pet grooming.


Phone: 877-529-4087

Premises Preferred

Premises Preferred

Premises Preferred

Sometimes you need a certain type of coverage to satisfy lease requirements. That’s where we step in – our premises coverage comes at an affordable cost.




Phone: 877-529-4087

Social Services

Premises Preferred

Social Services

 An all-in-one package product provides non-profit social service organizations with the opportunity to purchase general liability, property, social services professional, directors and officers and employment practices liability coverage all through one application, one policy and one carrier!

Phone: 877-529-4087

Allied Healthcare Professional

Miscellaneous Errors & Omissions

Miscellaneous Errors & Omissions

 Designed for Allied Healthcare Professional Liability and General Liability, covering over 35 classes of healthcare professionals and entities providing services for the mind and body with a maximum of 50 professionals per location.


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Miscellaneous Errors & Omissions

Miscellaneous Errors & Omissions

Miscellaneous Errors & Omissions

Designed to provide liability coverage for the financial loss of a third party resulting from alleged violations of professional standards or errors in performing a professional service.  We can consider over 100 unique classes of business including consultants, employment agencies, forensic investigators, tax preparers and many more.

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Non-Profit Management Liability

Non-Profit Management Liability

Non-Profit Management Liability

 Non-Profit and charity Directors and Officers are legally responsible for the day-to-day decision-making of their organization.  These board members can be held personally liable for any breach of duty or employment-related claim.  Our product is tailored to safeguard against the exposures these directors and officers face.



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Technology Errors & Omissions

Non-Profit Management Liability

Non-Profit Management Liability

Designed to cover the financial loss of a third party arising from the failure of a technology professional’s product or service to perform as intended or expected.  The product is intended to protect providers of technology products and services, such as computer software and hardware manufacturers, application service providers, technology consultants, website designers and firms that store corporate data on an off-site basis.

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Applications

1-4 Family Dwellings Application (pdf)Download
Allied Healthcare Application (pdf)Download
Apartments Application (pdf)Download
Artisan / Contractors Application (pdf)Download
Builder's Risk Application (pdf)Download
Catering Plus Application (pdf)Download
Concessionaires & Vendors Application (pdf)Download
Contractor's Equipment Application (pdf)Download
Fitness Center Application (pdf)Download
Hospitality Application (pdf)Download
Houses of Worship Application (pdf)Download
Inland Marine Application (pdf)Download
Janitorial Services Application (pdf)Download
Land Leased to Others Application (pdf)Download
Laundromat Application (pdf)Download
Lessor's Risk / Building Ownership Application (pdf)Download
Main Street Mercantile Application (pdf)Download
Miscellaneous E&O Application (pdf)Download
Non-Profit Management Liability Application (pdf)Download
Office Product Application (pdf)Download
Pet Care Application (pdf)Download
Premises Preferred Application (pdf)Download
Residential Condominium - Strata Investors Application (pdf)Download
Social Services Application (pdf)Download
Special Events Liability Application (pdf)Download
Specialty Educators Application (pdf)Download
Technology Professional Package Application (pdf)Download
Truckers Package Application (pdf)Download
Vacant Building Application (pdf)Download
Vacant Land Application (pdf)Download

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