Risk-Can Underwriting Managers

The allied health sector is booming, with new regulations and classification changes affecting all aspects of the field, from diagnostic and technical, to therapeutic and direct patient care services. Technological advances and an increasingly competitive race to provide effective and affordable care add to the challenges faced by individuals and organizations in the industry. Our policy provides comprehensive coverage for allied health practitioners working in a wide range of specializations. 

Coverage Highlights:

  • Professional Liability
  • General Liability
  • Cyber & Privacy
  • Sexual Misconduct & Physical Abuse Liability
  • Non-Owned and Hired Automobile Liability
  • Loss Mitigation Costs
  • Court Attendance Costs
  • Reputation and Brand Protection Cover

Coverange Enhancements Available:

  • Medical Director/Physician Extension Clause
  • Fidelity of employees – theft of property or money from a third party ($250k max sublimit)
  • Property coverage – up to $15m TIV per location
  • Cyber & Privacy – full retro, HIPAA violations, system damage, business interruption and more
  • Nil deductibles
  • Blanket additional insured
  • Costs and expenses in addition 

What We Like:

  • Any allied health & medical professionals, including but not limited to drug and alcohol rehabilitation, healthcare consultants, home healthcare, hospices, medical imaging clinics and medical testing labs, non-emergency ambulance services, nurse registries/medical staffing, nutritional/ weight loss consulting, occupational, speech and physical therapy clinics. 

What We Consider:

  • Any allied health & medical professionals, including but not limited to acupuncturists, chiropractors, counsellors, dialysis centres, management companies for LTC, medical equipment distributors/suppliers, medical schools, mental health, pain management clinics, pharmacies and urgent care clinics.